I did some research on these programs to try and figure out why they are so expensive ($3,500). Basically, $1,000 of that goes to the company and the remainding $2,500 is a commission structure. The more loans you sell, the more commission you get. And, if you can get people to work for you, you get a percentage of all of their deals including people that work for them. Supposedly this is a structure used in the insurance industry, but it sounded like a pyramid-type structure to me.
