I could not agree more with Bugs. I have had a few transactions in Oceanside this year. Oceanside has already seen depreciation and will undergo another substantial leg down in the next two years. Double digits for each year is not impossible at all. Keep pushing the hold button. If you need proof for your wife just post a thread asking for one and we can put some comps up here that show the declines. It is going to be a real tough time up there.
This is just a personal preference but I like Ivey Glenn a tad better then Rancho Del Oro however I think Bugs was lumping all of the Rancho Del Oro neighborhoods together that as a whole, that area is preferable to the backgate area which I would 100% agree with.