I checked the following:
SDCCU (not in the mix, rate wise, unfortunately)
USBank
Chase/Wamu
Schwab
Aimloan.com
And then I shot Sheldon an email to see what he could offer.
It can be challenging to compare mortgages because some have more fees but lower origination charges… so you can’t just compare points and rates… You have to compare the entire fee structure.
USBank and Aimloan seemed to have the most info about their fees/charges/etc available online (based on assumptions of good credit).
I ended up going with HLS(Sheldon) because he was slightly cheaper, overall. Should fund tomorrow or Thursday. Sheldon was easy to work with and there was one serious hiccup in my refi that he handled well.
