I changed my mind. If you still have a mortgage, get one if you can, for up to a year. Why not?
I’m really curious how this is going to work out so please do report back how it works out for you if you plan on trailblazing this.
Logistically, I’m also curious how would this work wrto mortgages with an impound account that’s paying for the prop tax and insurance once you stop making payments. Do they still pay and you have a negative balance on your impound or do they stop doing the impound and you need to deal with the insurance and prop tax payments?