I can understand the discrepancy between the words “expected” and “at risk”, but come on. It sounds like your arguments are based soley on semantics. Why not point out a few type-o’s while you’re at it?
I have read the article in question and it is quite obvious, even to the most casual observer, that it’s tone is one of caution and regret for making the risky decision of buying a home with an ARM. It’s that simple. I could include actual phrases from the article to backup my claim, but don’t take my word for it – read it yourself…for a 3rd time if you have to.