I appreciate the comments/feedback earlyretirement.
It’s very useful to hear the thoughts from someone who has spent a lot of time thinking about this, and even done it.
Maybe it’s splitting hairs, but I don’t think of myself as having debt. I have a mortgage, yes, but there is 100K equity in the house. No student loans, credit card debt, etc.
Given the tax deduction on mortgage interest, I feel more comfortable having money earning dividends (that are taxed at 10% currently) than sitting in home equity.
