I am sorry 4runner but as sdr would say, you lobbed a softball…
“At some point, it is actually more efficient for the gov’t to step in and forbid certain behavior. For example, the government does not allow people to buy addictive recreational drugs because too many people will make stupid mistakes and society at large will have to pay for those mistakes.”
I guess I will need someone else to buy me a pack of smokes and bottle of JD…
Can you really keep coming up with the theory that any govt regulation we have is not self serving in nature to some politicians who are getting greased by a lobby?
Really now… I am not defending what has happened with mortgage fraud. It is just almost funny to think that our govt would actually regulate any industry at all for the sheer benefit of the uneducated or general people they are supposed to serve.
