I am pretty impressed to see cordiality on both sides here. Reading all the different entries shows vast differentials in perceptions. I would have to agree that at least for me “personally” the percentage of cash I take home that goes to the mortgage is higher then I would be comfortable with. However it is not about me, it is about the original poster and as he said, his priority is the home and the lifestyle. It may not be my priority (although it is my wifes) and although it is not many posters here, it is his and congrats to lots of you guys for not burying the poster because of his priority. Also congrats to the poster for listening to the input and not getting overly defensive or harsh.
To each his own, personally it is a bit to much for me but if it works for you, try to get the best deal you can.