i am not qualified to give any retirement advice. however, i was talking to my mom last night, who is in her 80’s, and has been working as a substitute teacher in NYC up until recently. They are not calling her much this year and she is bummed out.
She doesn’t need the money. She has awesome fixed housing costs, rent control. she does spend money on theatre tix and fancy restaurants, but that’s about it, and im pretty sure that doesn’t put a dent in her frugal lifetime savings nature….
she works because she likes the humanity of it all. same as me.
maybe it’s genetic.
I always hope to be in the flow of life, work life, where things happen, and not out of it somewhere.
What i would do if I had no responsibility?
probably something pretty close to what I’m doing. i’d probably worry a bit less.
but maybe id just find other shit to worry about…
