I am looking at one of my Vanguard accounts I had since 2002. I think it’s the oldest one out of the 26 accounts and it is consistently invested on index funds. Average return has been 7.1%…But there were years that it looked awful, like a deep downturn. Personally, that’s what I’m trying to avoid. Those deep downturns don’t matter if you have another 10-15 years to wait it out. But it would suck if you are drawing from it right after a downturn. I’ve been talking a lot more with people who are seriously considering early retirement. just thinking….
I guess it’s part of the ongoing The Great Resignation….lol…
