I also did a pre-app with them when I was in negotiations a month ago to purchase a home. I never got the home under contract, so I can’t comment on execution. I did shop for over 2 months for Jumbo loans, and nobody can touch the PFCU.
I think they are at 5.625% today…zero pts on a 30 yr fixed. Anything over $750,000 will require 25% down. Anything under is 20% down.
I have had a few friends execute loans with them, and they said the process was painless.
From my research their rates are untouchable. Anyone else have 5.625% on a jumbo 30 yr fixed…0 pts?