I actually think that it would be better for the average home buyers (you know the kind that needs to see the place on the weekend and then think about it) if the prices were to go up a bit from here (in TV), it really would not impact there monthly payments that much at this point (I guess it’s just the Idea), and then you would see a lot more present day home owners start to think about selling not just the REO inventory. REO inventory is not real inventory, it’s just highly discounted to move inventory, it’s not the same as real inventory IMO.