How far along are you? Has appraisal been done? You might want to check out aimloan.com and do application online as they are local and pretty easy to work with. They should be able to close in 30 days or less.
I recently used them as a backup on a refi in case my current lender didn’t come through. Their 5% 0pt has low closing costs and payment is almost the same with PMI.
Loan Information February 09, 2011 – 4:25 PM PT
Amount: $405,700
Purchase Price: $450,900
State: California
County: San Diego
City: All
Escrow/Impounds? Yes
Loan Purpose: Purchase
Property Use: Primary Residence
Property Type: Single Family Home
Lock Period: 30 Day
30 Year Fixed Rate
5.000%-rate
0.000%-pts
5.426%-apr
$3,589.57-closing costs
$2,387.50-payment with pmi