HLS
If we were to accept your assertion that you are better off shopping the person as opposed to a loan program, would you simultaneously recommend going with a person who has multi-state capabilities over one who does not if you had multi state properties. (Needs analysis question) Would a CA lender not be Limited if he could not evaluate out of state properties when trying to evaluate loan programs for a borrower. If you do not have the capability of looking at the entire portfolio, is a lender such as yourself not hampered in the recommendation he can make?
Your argument through out many of your threads is you need to be able look at the big picture. Can you look at the big picture if a borrower has out of state properties and you are not licensed to do business in that state?
