[quote=HLS]You are all drinking the Kool-Aid that the industry wants you to.
They want you to keep investing, and hope, wish and pray that it will be there when you need it.
They collect commissions and management fees all the way along, regardless of whether you ever make a dime. They get rich, withoout ANY risk.
They tell you that in the long run, it will go up.
Maybe it will and maybe it wont. NO guarantee.
I can guarantee you that in the long run you will be dead.
The market is a casino.
We could be in a 10-20 year bear market. We could go in to a depression. The market could rally big.
