I understand what you are saying. I think the biggest thing that is misunderstood is the NOD/NOT reporting. I think that if anything people should give the most creedence to the REO numbers because those are absolute. NOD/NOT curing however is still a pretty high percentage and when that happens there are no statistics that ever get adjusted.
Similarly the type of housing is important, I wish the NOD/NOT/REO reporting was parsed to housing type as well.
