Hi FSD,
How do you decide what is normal wear and tear, and what is not?
Also just a thought, could an unhappy landlord cause negative impact to my credit? For example, this time when I purchased my house, the loan officer asked the landlord to fill some information before approving my loan. We pay our rent on 20th each month with bank automatic payment and had no cause to make her unhappy, certainly the landlord did not write any bad thing.
What if in 7 years and we want to buy another property and the landlord is mad at me about the moving out, could she delay responding to loan related inquiry and cause the delay of loan approval?