HLS posted somewhere in the middle of that clusterfck of a thread…
Don’t ask about 0 pt/0 cost loans here publicly, unless you want to be tarred and feathered by a bunch of “piggington quarterback experts”
If you want useful information,sending PM’s to some of the old timers is pretty helpful Chances, are they’ve “been there, done that” in all sorts of things, and so they can point you in the right direction.