Hendrix Montecastro and James Duncan orchestrated everything, down to the littlest detail. Most victims had very little back ground on purchasing homes, they were encouraged to trust the experts who knew the business and had the connections. Even if there were omitted items, many investors would not have known they were missing. Many submitted information to Stonewood as they would have done with any other mortgage company such as income, bank statements etc. Stonewood had a gang of insiders from top to bottom. Also, documents were allegedly forged. They even had their maid sign investors names. The truth will eventually be public no matter how badly they twist it.