No I don’t think the condo is cursed, just another case of lame buyers. The timelines look fine to me and I see nothing wrong with them. In fact this is EXACTLY what is needed.
When the NOD was issued in July of 2000 there was already a 7900 deficiency. The loan was originated by a company called InstaMortgage but no clue who owns the paper. You could trace it through the trustee but it doesn’t matter right?
From the NOD to now is in the proper timeline. Tight but legal. Refreshing to see and definitely not the norm. No there were not moratoria. There were certain institutions that held off voluntarily but that is it. There are also guidelines that must be followed through the process such as trying to do mods, proper notifications, etc, however they do not stop the foreclosure timeline if done properly.
Also note that some people opt out of trying to do mods in a voluntary manner. Also many people do not go to legal centers or lawyers to do the BK route.
