$70k on a 400k 1/1 condo soon to depreciate even futher and a wife that goes to school making $0 and possibly with student loans up the yazoo…
Bite the bullet and walk. Might as well do it during a time when a lot of other people are.
I think it’s worst if he/she delays the inevitable and walks at a time when others aren’t (though I think a lot more people are going to be doing this for a loooooong time)….