Having those policies would be the same as not having insurance at all.
Like if someone sold a home policy and covered nothing, what’s the point to even buy or sell it? Just a scam.
The problem for me is that medical insurance is a required evil unless we want people dieing in the streets. It’d be nice if there was a very very basic policy coverage with limited advanced treatments (which is probably the expensive stuff we have here) so stuff like cancer, you can get no treatment or whatever other countries do to keep their cost down. Sad we aren’t doing everything we can to save people, but doing everything would be too cost prohibitive…
