Happened to be up posting this morning and read your great post.
All of these decisions are very individual, and it sounds like you came up with a win/win for your family.
We, (as I’m sure others do) feel the same about the decisions we have made concerning education, careers, housing, finances, etc., etc. in our family, which, as has been mentioned, illustrates there really are no “right or wrong,” answers to these questions–it’s simply–to each his/her own.