had the same experience………90 days escrow on a short sale w/ the rate locked…..and we were redoning the same paperwork “n” diffrent ways. In fact, we passed the extension days & had to extend the lock (fun).
Both our credits were above 800 + I’ve held the same job for close to 10 yrs.
After about 2 months into the process, the mortgage doc specialist calls me to explain in writing my recent”CREDIT INQUIRES” to our accounts. I had to go back to ask who made these inquires since I don’t know what you’re seeing (I then found out it was the bank itself that made the inquiries to give me the loan……LOL)…..I had to explain that in a letter……
