Geez. You guys are cheap. Just avoid buying expensive house that you cannot afford, avoid sending your kids to private schools that you cannot afford, etc, etc. If you can take out these unnecessary major expenses, you will have plenty of money to buy new clothes for the kids and avoid cribs that are falling apart, which are really unsafe.
You will need 250 grand/year to afford college for your kids? Either you have a financial management issue or you have some serious priority issue.
