FYI, these programs are designed to get people into houses in areas where prices are inflated, artifically or otherwise. Relatively speaking, a person in an area where home prices are moderate (more normally priced) will not have available the moneys/programs that are offered in a state where the cost of living my be higher. I can see that I am not going to sway too many opinions on this website. I feel like a Democrat on a life boat, floating in the Republican Sea of Bushies. Porkman
