For me the tipping point happened this morning. Heard lots of street noises and turned the blinds. My neighbor across the street was having a giant garage sale. They have the house on market for over 7 months now. Lot of lookers but no biters. I know there are many distressed properties on the street. I could add two and two together and see what is happening. This is probably going to be a REO closest to my home. It feels a little different when it is so close.