[quote=FlyerInHi]flu, maybe you’re making things too complicated.
The decision to refinance is separate from the loan product your want to select. Decide if refinancing makes sense, then select from alternative products.
All the talk of “no cost” is just salesmanship and confuse things.
Rates kept on moving down. The right decision from the beginning was to go adjustable.[/quote]
No briansd, you are making this thread more complicated by interjecting into this thread without following the entire thread. But that ok, I don’t mind.