[quote=flyer]I realize not everyone shares my opinions, as I do not share theirs, but I do think it’s very interesting to read what others think.
BG, we haven’t decided if we’ll vote in this election. If we don’t, it would be the first time in our lives, but we have serious concerns about the presumptive nominees on many levels, so we’ll see if anything changes between now and November. In our opinion, the positive things either candidate offers is far outweighed by the negative, so we’re not apathetic, just cautious.
That said, with regard to your other questions–we don’t believe in age discrimination–and are shocked to see that happening even to people in their 40’s–would I like to see changes legislated in that regard–absolutely–but until a more noticeable majority of younger people find themselves out of a job as they age–and the trends reveal they will–with the magic number appearing to be somewhere around 50 or so–I doubt if most politicians will be compelled to act on this issue.
We also don’t believe anyone is entitled to anything–including the home of their dreams–but if people want to go for it at all costs, including possibly jeopardizing their financial future–they have the right to do so–and I don’t know enough about the ACA to make any judgment calls on that.
Regarding other questions–Yes, we do understand what it’s like to raise a family in CA. My wife and I have raised three children who have all finished college and have great careers and homes.
As far as financial success or failure in life, I really think one major reason people (especially in CA) find themselves in difficult financial positions later in life is that they may have failed to admit they lived beyond their means most of their lives–because they chose to.
Admitting one can’t afford a particular lifestyle along the way may be the lesser of the evils in the long run. That, or don’t complain if you find yourself with zero options in the final lap of life.[/quote]
Even having lived frugally, you’re not gonna make it from 50 to 80 with no real job.