flu, wrt my example, what luck does guy B have that guy A doesn’t have. Guy A can easily move to as many companies as guy B does and get probably paid the same amount. Secondly, guy A can easily listen to guy B and not buy his house in 2005. Just those two things alone would have brought the two guys to parity.
WRT to your story, yes, that’s luck (bad/good). But at the same time, why didn’t guy A jump to different companies or departments well before the $hit hit the fan. Guy A in your story could have jump to company N or M or the many companies other startup in the bay. Then guy A can jump back to company Q a few years later. In my eye, guy A was being complacent and got hit with a string of bad luck. But guy A can be a little more proactive at the same time.
BTW, those new employees in company Q are fresh grads or with just a couple of years of experience, so, it’s not surprising that they’re renting in city M until they acquire enough down payment.