[quote=flu]One bad thing about paying of a primary…. I am finding I am having less financial discipline these days.
I use to do a much better job budgeting things. Now, there’s less motivation to cut things so close. Or spend the time to figure out the most optimal way to save on X. I don’t know if that is a good or bad thing. I just call it how it is.[/quote]
Are you enjoying your life more OR less now ??
(more relaxed/less stress?)
The transaction of paying off your primary did not make you less disciplined;
Your feelings about your situation have made you less disciplined.
**Your feelings about this could change at any time; and that’s OK.
