I’ve been pretty happy with my kids 529 plan @ vanguard…. Passive indexes slow and steady.. I use the Nevada plan, since I don’t like the CA one that isn’t done by vanguard, and there is no state tax benefit with a 529 in CA
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This – all of it.
That said – we’re switching our investment, this year, to ROTH IRA so we have more flexibility.
If they do Jr. College or don’t go to college, that can be used for our retirement.
We used to be income restricted, but that has changed and we qualify for Roth contributions again.