[quote=flu]It varies…Even AN and I disagree on different levels of leverage. He’s a proponent of 30 years and refi with negative points. I get it, but I can’t bring myself to it. I do a 15 year because I’m a wuss. That’s why AN lives a luxury while I live an a crapbox.[/quote]Yep, we do disagree. Everyone have different level of risk tolerance. It might also be where we want to be at financial independence point. Our age also might make a difference too. Keep in mind that while you’re Gen Xer, I’m a little younger and am a Gen Yer :-P. FLU, FYI, I live in Pinoy Thug Life area while you’re in the 1% :-P.
