[quote=flu]If you don’t mind, let me play a guessing game, since you echo what it seems colleagues are indicating.
Are you and said wife a 0 balance people? If you do have an outstanding mortgage, do your assets cover your mortgage?[/quote]
We have a few cards that are always at or near zero, and one card we use for everything (for points) that we pay off every month. I also have an Advanta business card which always has about a 50% balance-to-limit ratio. We don’t have a mortgage.
I have also noticed the 0% transfer offers dwindle to almost none.
