FLU, I ran into the same thing with too much in my health spending account last year. For those that don’t have health spending flex accounts at work, you get to shield the money from income taxes like 401k but you have to decide how much to put into it at the beginning of the year, it’s your money and whatever you don’t use by the end of the year you lose to the company that administers the plan, it is not part of your employer paid health insurance.
You can pay upfront for an ongoing dental service but if you can’t spend it all, over the counter stuff counts. Last New Years Eve I was in a CVS buying $500 worth of everything I could think of, the IRS website also has a link of what is covered and what is not. I would think air purifiers count, I bought a humidifier and a vaporizor, first aid kits (which make nice gifts to local charities), just stock up the medicine cabinets to the gills, you can never have too much nyquill. Viagra and propecia are also covered, you can never have too much hair and too much…..
While this next suggestion isn’t entirely ethical but it will work and I have it on good authority that god will approve as well as most jurors.
Find a poor person or an elderly person on a fixed minimal income that has health problems, a complete stranger is perfect. Take them to the drug store and let them go on an over the counter shopping spree, it’s better than forfieting your deposits and the karma outweighs the risk. We are all going to die one day and we will be defending our actions at some point, that is one scenario I would okay defending and perhaps it will draw the attention away from that weekend in vegas we would all like to forget, or maybe that’s just me.
