Fair enough, dave, and I would be thrilled if the incentives were changed in an effective way. But at this point, I’d rather just get the agents out of the way. I’d recommend that as a first choice, and if that cannot be made to work then work on the agent incentives. I’ve seen (and I’m sure you have too) endlessly clever schemes cooked up by agents to compensate themselves regardless of the real long term outcomes for the principals. It’s easier to set up your farm away from the swamp than in it.