perhaps someone else has the patience and time to set this poster straight…I’ll start:
1) prices have been falling in spite of lower interest rates over the past year (you claim they may fall if interest go up)
2) $4000 a month (your figure, not mine, so accuracy not checked and presumably skewed to make a bullish point) will almost certainly buy a hell of a lot nicer home in two years than it does now.
op: keep your $134,000 down payment (20% of $670,000) for now…you’ll be happy you did