ER, your entire post is about “kid raising” (and quality of neighbors) “Kid-raising buyers” are only a fraction of homebuyers (not sure the percentage). MR aside, not EVERYONE wants to live in a very expensive HOA. Not EVERYONE wants to be so far from dtn SD (kids or no kids). And good-quality neighbors can actually be found at all price points!
Sure, your listing agent/broker can “get the word out” or make comments in the listing, but the truth is, people who won’t consider MR don’t shop in those areas and thus wouldn’t even consider your zip code because of it. Thus, they would likely never find out that you paid it off. In any case, they had some other location in mind for themselves.
In addition, buyers in coastal CA counties are very “location-oriented.” For example, if they have had their sights set on Coronado for a long time, they aren’t suddenly going to want to look in inland north county. If local buyers have always dreamed of an ocean view and now feel they have the equity and savings to have one, they aren’t suddenly going to be drawn to your area. If they need a workshop and want the freedom to park vehicles, etc, on a large lot, they won’t consider a property inside an HOA. If all their relatives live in Bonita, they’ll buy an estate-type property there, instead.
You would be shocked at how many people are actually paying for monthly boat/rv storage and want very much for their next property to enable them to park those things at home. Or are paying monthly to stall a horse that they ideally want to keep at home.
I don’t particularly consider your area “lizardland.” I would consider more far flung areas such as “Stonebridge” lizardland 🙂
I do think its wonderful that you are getting unsolicited offers for your property. These are very likely from people who have always wanted to live inside those gates or in areas surrounding you. They AREN’T from people who have race car(s) to park or need to live near their yacht, slipped on Shelter Island.
Whichever kind of buyer has the most money is anyone’s guess. In other words, not ALL buyers in the $1M+ range want or need what you have.