[quote=enron_by_the_sea]I have one of those great plans with – 0 deductibe, 0 copays through my employer. As a result of “HCR” I will probably have to start paying $10 copays and 10% coinsurance for hospitalization now, Sigh! (I realize it is still pretty good! Not complaining).
My employer is certainly paying more- don’t know how much[/quote]
Isn’t your plan grandfathered in? Most large employers are allowed to continue without the HCR provisions for several years. I realize some of the benefit of the HCR won’t affect you since you have no copay – but the idea of not having to pay for preventative stuff (if you had a copay) is nice. This is a non-issue for you since you have no copay… but it reduces the indignity of a colonoscopy, lol.