Dude, seriously. More than 30 years ago I got my license as an auditor. Thankfully, I’ve never done any auditing since them, but I’ve reviewed hundreds, if not thousands of audited financial statements.
My soon-to-be wonderful ex-wife is subject to semi-annual medicare and medi-cal audits, in addition to occasional audits by the state board of medical quality assurance. I just got copied on an email to my payroll administrator that my workers comp company wants to do an audit. I audit every single sales proposal that my sales department sends to customers to insure margin targets are being met. My director of technology audits his staff’s work to make sure that they maintain best practices. As does my delivery director.
There is no such thing as a complete audit. It is a practical impossibility. You provide a “complete” list and I’ll point out what you missed in a matter of moments. Audits test compliance. That’s all they do. Were rules followed. Which is why I asked you what the scope of the audit is that you want.
Some of those loans pissed me off to. I have no idea which of them (if any) were in violation of regulations. I highly doubt any of them were random.
I proved none of your points. Other than Ron Paul is perfect, and the Fed is never right, I’m not even sure you have any.
