[quote=doofrat]From what I understand, it has limited available funds. So if you’re in a low risk earthquake area (in San Diego and not on a fault like Rose Canyon) you’ll just be paying premiums on something you’re very unlikely to get anything from if a big enough quake hits to affect the low risk areas.
If you live in a high risk area, it’s probably worth getting.[/quote]
This is one reason why we have not looked into earthquake insurance until now. Here’s something regarding risk, would be nice if the map can zoom out a bit more.