Ask yourself which is more important – years of driving enjoyment now, or a few extra bucks in retirement when you probably won’t really need it and may not be able to enjoy it. If I could get away with buying that Miata now as a second car, I would. As it is, a “toy” car is many years away for me. Next up in a couple years – new daily driver in the form of the next gen STI on their new global platform. Need to be able to haul little people. It’s fun listening to them giggle in the twisties.