[quote=Diego Mamani][quote=bearishgurl]why don’t you give it another year or so and get your FICO score up to 765-770?[/quote]I don’t think her FICO score is the problem, it’s the SS in her credit history.[/quote]
I’ve read in several recent financial news reports that in order to qualify for the more competitive conventional mortgage rates and terms, one needs to now have a FICO score of about 770 (from 720 in recent years).