Didn’t USAA stop taking non-military members at the end of June? I was under the impression from following creditboards.com that one had to get a member ID and get an account open before the end of June.
Otherwise they were going back to a Military only model. Currently only military members qualify for their well respected automobile insurance. I have heard they are tired of having two tiers of customers (mil, vs. non-mil). For instance the mil credit cards get 0% balance transfers and lower interest rates.
Of course I could be wrong about all this.
I have used USAA for checking since around 99-2000, and can’t imagine switching. I have a Credit card, and will probably do all auto loans with them.