Davelj…..Curious, how would you handle something life threatening but chronic, like cancer, yet not terminal (don’t qualify for Medicare) and requiring continuous treatment and even frequent hospitalizations…so proximity of care is important? I think you could burn through the 100k pretty quickly in the US with certain cancer treatments.
My concern with not having US insurance has less to do with typical things – IE a routine doctors visit as I wouldn’t have a problem paying 200-300 out of pocket for a visit, but more to do with if they discover something that requires ongoing treatment.
Have you looked at Anthem plans? I don’t know how young you are, but I took on an Anthem policy last year for a few months in between Cobra and the next job. In my mid 30s so I was paying like $80/month for a high deductible plan ( I think it was $8500). I’m considering going back to that as I’m on the better half’s crappy work plan insurance right now and paying $60/week for access to HMO insurance. I basically don’t use it at all.
