[quote=Coronita][quote=scaredyclassic][quote=gzz]SDR: I didn’t see even a cost difference for going 20 instead of 30.
Scaredy: avoid the big interest rate penalty for cash-out by doing a normal no cash-out refi, and then getting a HELOC if you actually need money.[/quote]
Problem is i owe only 175k and its not enough for the lowest rate[/quote]
Well, like I said, normally one would need get a mortgage to pay for a new house.
But lately I’m thinking ….
I need to find a new house so I can get a brand new mortgage.
Lol, yeah I know that’s backwards…But interesting times we live in.[/quote]
I really dont want any extra money. Its too painful to spend. But i want a 2.5 perc. Mortgage!
300k min to refi.
Money is annoying to ha e, not have, desire, avoid, slave for …its just a cruel mistress.