I’m in the first days of escrow also, so I feel your joy and pain.
We’re buying in 92020, so it’s just your basic 3/1 built in the ’50s, but otherwise your plan sounds just like ours: 20% down with 9-12 months’ worth of reserves left over and a plan if the wheels truly fall off the economy.
Are we still good little piggies if we succumb before the bottom is really in?
To top it off, ours is a short sale that actually came through in only 60 days from offer to escrow.