College doesn’t have to be expensive. Especially if you live in CA. JC is free. CSU is cheap. Living at home is free. Everything else is a luxury. Don’t complain if you can’t afford a Ferrari. If someone pay for your Ferrari, by all mean, take it. But if you choose to pay for it, don’t complain.
I’m going to tell my kids to take classes at JC during high school. So, when they graduate HS, they’ll have most of their GE and lower division classes finished. Then they can take it easy during college, taking 2-3 classes a quarter/semester, and work 20-30 hours a week to pay for their college. When they graduate, not only won’t they have student loans, they would have a lot of work experience that their competitors won’t.