CMcG – There are loan repayment programs available to nursing students who commit to working in a state institution (like a veterans home) for a period of time after school, or for nursing students who commit to teaching instead of practicing for some period of time, since part of the reason why educational capacity for nursing students is so dismal is a lack of nursing instructors. These options might not work for your daughter if she plans to go straight to grad school, but they are a way to stay out of debt. The teaching program is called SNAPLE and is administered through the California Student Aid Commission.