CAR to be honest I think that the fraud is more of the exception then the rule. I am always skeptical of everything and yes I have seen cases of fraud. I think that in most of the questionable transactions the agent is double ending it. That in and of itself is not ethical and I am by no means condoning it. I think that alot of listing agents become lazy when it comes to short sales because they are so much work. With all that said, yes I do believe there are cases of fraud and non ethical behavior going on. By the same token I think the average short sale is done by the book more often then not.